Critical Illness Insurance will pay out a one off lump sum in the event that the policy holder contracts one of the named critical illnesses on their policy.
A Critical Illness Insurance policy will generally only pay out while the policy is active. The length of a Critical Illness Insurance policy is specified by the policy holder before the Insurance policy begins. Independent Financial Advisers will be sure to discuss your circumstances and make sure you choose the right length of policy
Remember: A critical illness will not necessarily kill you, but could prevent you from working and seriously affect your quality of life.
Critical Illness Insurance can cover different things depending on your Insurance provider, but an example of some of the illnesses which are usually covered include heart attacks, cancer, strokes, blindness, deafness and loss of limbs.
Different Insurance policies will cover different illnesses and it very important to do your research before deciding upon which Critical Illness Insurance policy to take up. If this concerns you get in touch with one of our Independent Financial Advisers and they will do all the research of your behalf and give you Insurance Advice to suit your needs
The Independent Financial Advisers named on IFACompare can explain the details of any Insurance policy and find you the best deal out there too.
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